Meet Kai — your money assistant

Private-bank calm
for everyday money.

Kaivest tracks your spending, budgets and investments — then answers the only question that matters: what should I do with my next paycheque?

No bank linking requiredMFA securedFree to use
Kaivest
Dashboard
Transactions
Budget
Investments
Cards
Good morning, Priya
Your overview for June 2026
Expenses
$2,480
Avg / Day
$82
Saved
$1,204
6-month trend
End-to-end encryptedMulti-factor authBuilt on SupabaseAI you can audit
Everything in one place

Your complete financial picture

One calm dashboard — no clutter, no noise, no upsells.

Expense tracking

Log spending with categories, splits and payment methods — or import a bank CSV in seconds.

Smart budgeting

Per-category monthly limits with calm, legible progress — you always know where you stand.

Savings buckets

Goal-based saving across accounts, with targets, priorities and funding plans.

Investment tracking

Follow your TFSA, RRSP and FHSA — book value, market value and returns in one view.

Kai, your assistant

Ask anything about your money. Kai plans your paycheque and tells you what's safe to spend.

Bank-grade security

Protected by MFA and end-to-end encryption. Your data is private and never sold.

The paycheque planner

Tell Kai you got paid. It does the rest.

Kai covers your bills, tops up your goals, schedules your investments, and tells you exactly what's safe to spend before next payday.

Bills$1,946
Credit cards$240
Savings goals$250
TFSA — Wealthsimple$500
Safe to spend$540

Take control of your money.

Start making smarter financial decisions today — free, private, and built for the long term.